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Business Policy and Procedure Manual
University of Missouri-Columbia
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
March 1999
Chapter 9
INSURANCE
Section: 9:030
Vehicle Liability Insurance

Vehicle Liability Insurance

The University self-insures its vehicle and general liability exposures.

Coverage

The plan covers bodily injury or property damage liability arising out of the operation or use of University owned or operated vehicles by University officers, agents, employees and authorized volunteers and students; or arising from ownership or use of buildings or premises; and/or legal liability arising from University operations.

Claims

All claims for vehicle and general liability coverage against the University should be reported in writing to Division of Finance, 311 Jesse Hall. [Refer to Chapter 8 ACCIDENTS & INCIDENTS for more information regarding reporting requirements.]

University Owned Vehicles

The first $500 claim or cost of any vehicular loss will be the responsibility of the department whose driver was responsible for the accident.

Non-Owned Vehicles (Including Use of Personal Vehicles on University Business and/or Rental Vehicles)

University liability coverage shall be excess to any other available coverage.
  • Authorized persons using personal vehicles on University business must maintain minimum liability limits as required by the State of Missouri under its "Financial Responsibility" law.